Letter to Dave Ramsey:

We always say that other Jesus Christ in our lives Dave Ramsey has made one of the most important impacts on us.

After years of using credit and credit cards we decided we were sick of it! Our church in Mississippi offered a Financial Peace class and we joined…we drank your kool aid! That was January of 2005. Our consumer debt, including cars but not our home was over 60K. We paid that off in less than 3 years, we tried to call then!

In the meantime the Air Force has required us to move and we bought another home thinking we would be in Texas for several years! NO, we have moved again and are headed to Las Vegas…I think we are some of the few people who are in the position to buy but are choosing not to. We sold our home in Texas this week and can now truly say we are DEBT FREE. We like this feeling and are going to hold onto it, take you advice and not purchase another home until we are going to be there awhile, and hopefully we will pay cash!!
Thank you so much for you honesty and your convictions. We truly laugh when we are able to “give” money to charities and our church, it is so much fun! We want to encourage others on the program to continue tithing or to start and write it into their budget.

God Bless you and your ministry.
Elizabeth and Stephen

There is more to this story...so much more and I will write it later but we are so excited to show and share that our home has sold!! YAY!!! Thank you everyone who encouraged us and prayed over us during this time!!!